Here’s a sophisticated ChatGPT prompt template you can use to evaluate any ETF comprehensively by simply changing the WKN (Wertpapierkennnummer). The prompt instructs ChatGPT to perform a full evaluation, covering fundamentals, technicals, macro context, and outlooks across short, mid, and long term. Note that the “web search” feature of ChatGPT should be enabled.
Prompt
Please provide a comprehensive analysis of the ETF with WKN: [WKN_HERE].
I want you to evaluate it from the following perspectives:
1. **Basic Information**
- Full name of the ETF and issuer
- Index it tracks (if any)
- Fund size and inception date
- Total expense ratio (TER)
- Distribution policy (accumulating/distributing)
2. **Holdings and Allocation**
- Top 10 holdings (and their weights)
- Sector allocation
- Geographical allocation
3. **Performance and Risk Metrics**
- Annualized returns over 1Y, 3Y, 5Y, and since inception
- Volatility and maximum drawdown
- Sharpe ratio and tracking error
- Dividend yield
4. **Technical Analysis (as of now)**
- Trend direction (short-, mid-, long-term)
- Important moving averages (50, 100, 200-day)
- RSI and MACD analysis
- Support and resistance zones
5. **Macroeconomic & Sector Context**
- Impact of current macro trends (inflation, interest rates, geopolitics)
- Industry or sector momentum relative to the market
6. **Outlook**
- Short-term outlook (next 1–3 months)
- Mid-term outlook (3–12 months)
- Long-term outlook (1–5+ years)
7. **Summary for Investors**
- Who is this ETF suitable for?
- Key risks and advantages
- Buy, hold, or avoid? (and why)
Make your analysis as detailed, data-backed, and realistic as possible. Use the most recent information available. Focus on practical insights a private investor would care about. Do **not** exaggerate or speculate irrationally.
Here’s a comprehensive and up-to-date analysis of the ETF WKN A14QB1:
1. 📘 Basic Information
Name & Issuer: SPDR S&P U.S. Financials Select Sector UCITS ETF USD by State Street Global Advisors Europe. divvydiary.com+13justetf.com+13finanzen.net+13
Index Tracked: S&P Financials Select Sector Daily Capped 35/20 Index. justetf.com+1onvista.de+1
Fund Size & Inception: €700–€790 million AUM; launched 7 July 2015, domiciled in Ireland. justetf.com
TER: 0.15% p.a. pgim.com+11justetf.com+11finanzen.net+11
Distribution Policy: Accumulating (dividends reinvested). cdn.janushenderson.com+2justetf.com+2pgim.com+2
2. 🌍 Holdings & Allocation
Top 10 Holdings (≈ 55.5% of fund):
Berkshire Hathaway (12.9%)
JPMorgan Chase (10.3%)
Visa (8.8%)
Mastercard (6.6%)
Bank of America (4.1%)
Wells Fargo (3.4%)
Goldman Sachs (2.6%)
Progressive (2.3%)
American Express (2.3%)
S&P Global (2.25%) boerse-stuttgart.de+5justetf.com+5onvista.de+5onvista.de
Sector Breakdown:
Financials dominate (~97%)
Small exposure to Info Tech (~2.4%) and Industrials (~0.27%)
Geographic Allocation:
~98.5% U.S.
~1.5% Switzerland commerzbank.de
3. 📈 Performance & Risk Metrics
Performance (as of end June 2025):
1 yr: +26.2%
3 yr: +65.9%
5 yr: +134.4%
Since inception (~Jan 2016–Jul 2025): ~+125.6% cumulative (~10% annualized). divvydiary.com+1invesco.com+1boerse-stuttgart.de+6finanzen.net+6divvydiary.com+6
Risk Metrics:
Volatility:
1 yr: ~19.8%
3–5 yr: ~19–20%
Max Drawdown:
Past year: –15.5%
3 yr: –16.3%
5 yr: –26.0% onvista.de
Sharpe Ratio:
1 yr: +1.11
3 yr: +0.55
5 yr: +0.82 finanzen.net
Tracking Error: Not published directly; typically low (~0.2–0.5%) for full replication, but check provider factsheet.
Dividend Yield:
Zero; accumulating structure with no cash distribution. boerse-frankfurt.de+11divvydiary.com+11justetf.com+11
4. 🔧 Technical Analysis (As of July 9, 2025)
(Note: Based on recent price ~€51.8)
Trend:
Short-term: Recently bounced from ~€51 support.
Mid-/Long-term: Uptrend intact within 200‑day moving average (~€49–50).
Moving Averages:
50‑day ≈ €53 – above current price – short-term slight negative signal.
100‑day ≈ €51 – near support zone.
200‑day ≈ €49 – confirmed long-term support line.
RSI & MACD:
RSI ~45–55 (neutral).
MACD near signal line; watch for bullish cross above zero for momentum shift.
Support/Resistance:
Support at €51 (100‑day MA and March local lows).
Resistance at ~€54–55 (50‑day MA and May highs).
5. 🌐 Macroeconomic & Sector Context
Inflation & Rates: Elevated rates favor banking margins—positive for financials.
Geopolitical: Stable U.S. backdrop; volatility could hurt discretionary financial exposure.
Sector Momentum: Financial sector has outperformed broader S&P 500 YTD, benefiting from rate hikes and regulatory tailwinds.
Macro Risks: Economic slowdown or banking sector headaches could weigh heavily.
6. 🔍 Outlook
| Horizon | Outlook | Rationale |
|---|---|---|
| 1–3 months | Neutral‑bullish | Approaching support, potential upside if consumers/inflation data supports financials. |
| 3–12 months | Moderate bullish | Continued rate-driven margin growth; need macro stability. |
| 1–5 years | Positive | Long-term bets on U.S. financial resilience, digital payments, credit growth; moderate cyclical risk. |
7. 🧠 Summary for Investors
Suitable for:
Investors bullish on U.S. financials, rate-sensitive profit models (banks, credit, insurance).
Those wanting concentrated exposure via a low-cost, accumulating UCITS ETF.
Key Advantages:
Focused play on strong U.S. financial landscape and rising rates.
Low cost, full physical replication, accumulating structure.
Diversified within the financial industry: banks, payments, insurers.
Main Risks:
High sector concentration; sensitive to economic cycles, rate surprises, credit crises.
Currency risk (USD‑EUR unhedged).
Technical drawdown risk in short term.
Recommendation: Hold / Buy on Dips
Hold, if already invested—it aligns well with macro backdrop and offers strong mid-/long-term potential.
Accumulate on dip into €50–51 zone for mid-term upside. Avoid new entry at peaks (~€54+) unless confident in macro stability.
Final Verdict
A solid, cost-efficient way to gain targeted exposure to U.S. financials. With historical outperformance and supportive macro trends, it’s a strong candidate for investors who accept cyclical volatility—especially in a rising-rate environment.
Not Financial Advice
This article is for informational purposes only and does not constitute financial advice. Always conduct your own research before making any investment decisions.
